shadow banking

The relative calm of 2021 feels like yesterday to me. Sure, we had a virus that was hellbent on killing us, but most of us had made peace with our impending deaths. After a while, the biggest worry for most people was getting caught on a video call wearing a suit without pants. Good times. But in a span of months, we went from worrying about partial nakedness to losing sleep over whether we’re headed for a great depression style 90% stock market crash. …